Getting your first home loan doesn’t have to be complicated or stressful
On Trend lending will guide you to choose a home loan that is suited to you. Potentially saving you on your repayments. Our expertise with each bank and lender give you a greater chance of having your loan approved.
The loan process
01
Let's begin
Your journey with us starts with a simple chat. It only takes a minute to answer a few questions. Once that's done, we can connect in person or online to discuss your goals and the steps ahead.
02
Defining your goals
With a clear understanding of your needs, we leverage our network of over 30 banks and lenders to present you with tailored loan recommendations that fit your unique situation.
03
Taking care of the details
Found the right lender? Fantastic. Now, leave the paperwork and document assembly to us. We'll ensure everything is meticulously prepared, signed, and submitted for pre-approval, so you can focus on other aspects of your journey with peace of mind.
04
Discover your borrowing power
Once your pre-approval is secured, you'll have a solid grasp of your borrowing capacity, valid for three months. This gives you a clear budget for your house-hunting adventure.
05
Closing the deal
You've found your dream home and made an offer. While you celebrate, we're hard at work behind the scenes, making sure your application sails smoothly through the process.
06
Settlement - your moment
It's time for the big day! As you get ready for settlement, we're right there with you. We'll keep you informed, ensuring everything is seamlessly finalized and your lender releases the funds, making your dream a reality.